.1..Unified Payments Interface (UPI)

• Description: UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI). It allows users to link multiple bank accounts to a single mobile application and make instant payments using a virtual payment address (VPA) or UPI ID.

2. Credit and Debit Cards

• Description: Credit and debit cards are widely used for making payments online and at point-of-sale (POS) terminals. Debit cards are linked directly to a user's bank account, while credit cards allow users to borrow funds up to a certain limit.

3. Net Banking

• Description: Net banking, or internet banking, allows users to perform financial transactions through the website of their respective bank. Users can transfer funds, pay bills, and shop online using net banking.

• Usage: Net banking is commonly used for large transactions, bill payments, and online purchases.

​

​